For Navarre Homeowners Thinking About Selling
Best Real Estate Agent to Sell My Home in Navarre, FLHow to Choose, and What I Do Differently
By Nicole McGowan, REALTOR®, MRP, SRS · CENTURY 21 Wimco Realty · Updated October 13, 2026
What to look for in a Navarre listing agent, what Navarre homes are selling for right now, and how I help sellers who are in town, out of state, overseas or heading out on PCS orders.
Navarre at a Glance
Selling a Home in Navarre, FL: Key Facts
Single-family homes sold April 13 to October 13, 2026. Based on data from the Emerald Coast MLS.- $449,000Median sale price (average $517,288)
- 32 daysMedian days on market
- 99.7%Median sale price vs. final list price
- $224Median sale price per square foot
- 4 in 10Sellers who cut their price before selling, by about 4%
- 429Single-family homes sold in 6 months
- 32 vs. 52Median days to sell: resale homes vs. homes built 2024 or later
- Santa RosaCounty. Navarre is unincorporated, not part of Okaloosa County
The Short Answer
Who Is the Best Agent to Sell Your Navarre Home?
The best agent for you is the one who can prove a plan for your home, not just a promise.
Star ratings and "top agent" lists tell you who's popular. They don't tell you who will price your Navarre home from the right comps, make it look its best online, and keep the sale moving when you can't be there.
Here's what I'd want to see if I were hiring someone to sell my own home in Navarre.
A Great Navarre Listing Agent Will…
- 1Price from Navarre sales, not a guessRecent comps from your part of Navarre, not a ZIP code average.
- 2Make your home stand out onlineProfessional photos, staging help and a listing that doesn't look like everyone else's.
- 3Know Navarre's paperworkSanta Rosa County, flood zones, wind mitigation, HOAs and Navarre Beach details.
- 4Handle the sale if you're awayRemote and military sellers need an agent who can be their eyes and hands.
- 5Keep you updated without you chasing themShowing feedback, market changes and next steps, on a schedule you can count on.
Own a Home in Navarre?
What Is Your Navarre Home Worth?
Holley by the Sea, Navarre Beach, a townhome off Navarre Parkway or acreage up north, every Navarre home is priced a little differently. Enter your address and I'll personally review recent sales near you. Living out of state or overseas? This works from anywhere.
What Navarre Homes Are Selling For Right Now
429 single-family homes sold in Navarre from April 13 to October 13, 2026. Here's how spring and summer compared with late summer and fall.
Median Sale Price
Median Sale-to-List Price
Median Days on Market
Homes Sold
Based on data from the Emerald Coast MLS: detached single-family homes in Navarre sold April 13 to October 13, 2026. Information is deemed reliable but not guaranteed.
Navarre Home Prices by Neighborhood
Real single-family sales from the last six months in the Navarre neighborhoods with the most activity. Tap one to see how it compares.
Resale vs. New Construction
341 resale homes and 88 newer homes sold. Resales sold about three weeks faster. If you're selling a resale, you're competing with builder incentives nearby, so presentation and pricing matter.
Where Navarre Prices Landed
Almost half of Navarre's single-family sales landed between $400,000 and $600,000.
Based on data from the Emerald Coast MLS: detached single-family homes in Navarre sold April 13 to October 13, 2026. Days on market are cumulative. Deemed reliable but not guaranteed.
Interviewing Navarre Agents? Score Them Here
Pull this up while you talk with any agent, including me. Tap each thing they can actually show you, not just say. The score tells you how prepared they are to sell a Navarre home.
Start Your Interview
Tap each item the agent can show you.
What I Do Differently for Navarre Sellers
I'm hands-on. Here's what that looks like when I list a home in Navarre.
Repairs Before You List?
I Have a Team for That
Many remote sellers have renters in the home, and a few repairs often need to happen before it goes on the market. You don't have to find, hire and manage contractors from hundreds of miles away.
My brokerage also manages rentals, so I have a trusted local vendor team behind me.
CENTURY 21 Wimco Realty works with the same yard crews, handymen, electricians and plumbers every day to care for rental homes. When your home needs work before listing, I can bring them in at fair, competitive rates.
We focus only on the repairs that make sense, the ones that protect your sale and your bottom line, so you walk away with the highest net possible.
Who I Can Bring In
- ✓Renters in the home?I coordinate access, notice and timing with your tenants so repairs and showings go smoothly.
- ✓Only what's worth fixingI'll tell you which repairs pay off and which ones to skip or price around.
- ✓You see everythingEstimates and before-and-after photos come to you for approval before work starts.
Related: selling a rental house with tenants · selling with an older roof or HVAC · selling as-is · selling after your insurer dropped you
Selling Your Navarre Home From Anywhere
Out of state, overseas or already at your next duty station? Here's how a remote sale works with me, step by step.
A Call or Video Chat
A Recent Navarre Listing
8862 Brown Pelican Circle, Navarre
A townhome in a neighborhood with plenty of similar homes for sale. Here's how we made it stand out.
Lots of Competition Next Door
When several similar townhomes are listed in the same neighborhood, buyers compare them side by side, often from their phones. The one that looks best online gets the showings.
What We Did
- 1Staged it two ways. I brought in my own pieces for key rooms and virtually staged the rest.
- 2Professional photos. No cell phone photos, so it looked its best next to the competition.
- 3Got an offer within the first 45 days, in a neighborhood where similar homes were sitting longer.
- 4Planned for an assumable loan. The buyer is taking over the seller's loan, which takes longer to close, so we built that into the timeline. How assumable VA loans work.
Know Before You List
What's Different About Selling in Navarre
Navarre has its own county, its own flood and wind questions and its own buyer pool. A good agent plans for these before the first showing.
Santa Rosa County
Navarre is an unincorporated community in Santa Rosa County, not Okaloosa. Your tax records, homestead and recording all run through Santa Rosa. Look up your home on the Santa Rosa County Property Appraiser site. Deeds are recorded with the Santa Rosa County Clerk.
Flood Zones & Disclosure
Homes near the Sound, the bayous and the beach can sit in flood zones that change buyers' insurance costs. Florida now requires a seller flood disclosure. Check your zone on the FEMA flood map.
Wind Mitigation
Every home in Navarre faces hurricane wind risk, so buyers' insurance companies look closely at the roof and openings. A recent wind mitigation report can lower a buyer's premium and make your home easier to buy.
HOAs
Holley by the Sea and many newer Navarre subdivisions have associations with their own rules, fees and resale documents. Gathering those early keeps your closing on schedule.
Navarre Beach vs. Mainland
Navarre Beach condos and homes can come with title, land-use and association details that mainland homes don't have. I confirm those with the title company early so there are no surprises.
Military Buyers
Hurlburt Field is about 15 to 20 minutes away, so many Navarre buyers are military families using VA loans. That means VA appraisals, minimum property requirements and PCS timelines. More on living in Navarre.
Verified Reviews
What Sellers Say About Working With Me
"I had expected a lengthy difficult transaction, because I live about 5,000 miles from the property… Nicole's professionalism and efficiency turned a long distance complex real estate transaction into a simple and smooth electronic paperwork transaction."
Glen & JonalynOut-of-Town Sellers · Verified Review"She helped analyze the property, obtain repair estimates, properly stage the home, coordinate professional photos, and price it appropriately for the market… communicated with me every step of the way through closing."
Austin M.Seller · Verified Review"As a military family relocating to the area, we needed someone who truly understood the market, the VA loan process, and how to help us navigate everything remotely… Her knowledge of… neighborhoods like Navarre and Crestview really made us feel confident."
Robert F.Military Buyer & Seller · Verified ReviewRead more on my reviews page.
Good Questions
Selling in Navarre FAQ
How do I find the best real estate agent to sell my home in Navarre, FL?
Interview at least two or three agents and ask each one to show you, not just tell you: recent Navarre comps for your home, their photo and staging plan, and how they'll keep you updated.
If you live out of state or have PCS orders, ask how they handle remote sales. The scorecard on this page makes it easy to compare.
Is Navarre in Okaloosa County?
No. Navarre is an unincorporated community in Santa Rosa County, right next to the Okaloosa County line.
That matters when you sell, because your property records, taxes and deed recording all run through Santa Rosa County.
What are homes selling for in Navarre right now?
The median sale price for single-family homes in Navarre was $449,000 over the last six months (April 13 to October 13, 2026), based on data from the Emerald Coast MLS.
Your home's value depends on its neighborhood, size, condition and flood zone, so a custom value from recent nearby sales is the best place to start.
How long does it take to sell a house in Navarre?
Single-family homes in Navarre sold in a median of 32 days over the last six months: about 29 days in spring and early summer, and about 38 days from mid-July to mid-October.
After you accept an offer, plan on another 30 to 45 days to close for a financed buyer. Assumable loan sales usually take longer.
Can I sell my Navarre home if I live out of state or overseas?
Yes. With the right agent, you can sell without flying in. Florida closings can be done with e-signing, a mail-away closing or a mobile notary.
I handle access, vendors, staging and photos locally and send you regular updates, photos and showing feedback.
Can I sell my Navarre house while tenants are living in it?
Yes. You can sell a tenant-occupied home in Florida, but the lease and the tenant's rights still apply, including proper notice before showings and repairs.
I coordinate access, repairs and showings with your tenants, and my brokerage's vendor team can handle needed repairs before listing. Learn more about selling a rental house with tenants.
Should I sell or rent my Navarre house when I get PCS orders?
It depends on your loan, your equity and whether you want to come back to the area. Some military families sell, and some keep the home as a rental.
My brokerage, CENTURY 21 Wimco Realty, also offers leasing services, so we can compare both. Run the numbers on my sell or rent before you PCS page.
How much does it cost to sell a house in Navarre?
Plan on agent commission (which is negotiable), title and closing fees, and Florida's documentary stamp tax on the deed, which is $0.70 per $100 of the sale price and usually paid by the seller.
On a $449,000 sale, the doc stamps alone are about $3,143. See a full net-proceeds example to estimate what you'd walk away with.
Do I need a wind mitigation report to sell my house in Navarre?
It isn't required to sell, but it often helps. Buyers' insurance companies use it to set premiums, and a good report can lower the buyer's cost.
Having one ready can answer insurance questions before they slow down your sale.
Do I have to disclose flooding when selling a house in Florida?
Yes. Florida law requires sellers to give a flood disclosure at or before signing the contract, covering known flood damage, flood insurance claims and federal flood assistance.
Sellers must also disclose other known problems that affect value and aren't easy to see.
What does a listing agent do to help a Navarre home sell faster?
A good listing agent prices your home from Navarre comps, prepares and stages it, uses professional photos, markets it to the right buyers and keeps you updated with showing feedback.
In a slower season, those details are often the difference between sitting and selling.
Do Your Own Homework
Sources & Helpful Links
Thinking About Selling in Navarre?
Let's Talk About Your Navarre Home
Whether you're down the street, across the country or overseas, I'll walk you through what your home is worth and what a sale would look like. No pressure.
★★★★★ Read my client reviews · Experience.com · Realtor.com
See a sale: 2384 Placid Dr · 431 Sandy Ridge Cir · 805 Overbrook Dr
Keep exploring: Living in Navarre · Selling Your Home · Sell Fast · Selling With Tenants · Sell or Rent Before You PCS · Assumable VA Loans · What's My Home Worth?
Nicole McGowan, REALTOR®, MRP, SRS · CENTURY 21 Wimco Realty, Inc. · Equal Housing Opportunity. Market statistics are based on data from the Emerald Coast MLS and are deemed reliable but not guaranteed. This page is general information, not legal or tax advice.
© CENTURY 21 2023 - 2024. All rights reserved. CENTURY 21®, C21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Franchisee Legal Entity Name (not the dba) fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each franchise is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.
