Market Update · October 2026
Not asking prices, not national headlines. These are the actual closed sales of single-family homes in Navarre from our local MLS, with waterfront homes left out so a few high-end sales don’t skew the numbers.
By Nicole McGowan, REALTOR®, SRS · Data through October 16, 2026
Navarre · Holley · ZIP 32566
At a Glance · Last 3 Months
Single-family homes in Navarre (ZIP 32566) that closed from July 18 to October 16, 2026. Waterfront homes are left out so the numbers reflect what most Navarre sellers can expect.
Half sold for more, half for less.
About 56 closings a month.
Days on market before going under contract.
Median sale price vs. the final asking price.
Median sold price per heated square foot.
How long today’s listings would last at the current pace.
What Changed
Comparing July 18–October 16 with April 19–July 17, 2026, for single-family homes in Navarre, waterfront excluded.
▼ About 25% fewer closings than spring and early summer
▲ Steady, up slightly
▲ About 9 days longer
▼ Still nearly half sold in a month
The Biggest Lesson
Here’s what Navarre sellers actually got compared with their original asking price, based on how long the home was on the market:
That’s the gap between selling in the first 30 days and sitting 4+ months. On a $447,500 home, that’s about $19,000.
Based on average sold-to-original-list-price ratios for single-family homes in Navarre (32566) that sold July 18–October 16, 2026, waterfront excluded. Your home’s results will depend on its location, condition and price.
Right Now
Of the homes that sold in the last three months, 40% changed their price before selling, with a median cut of $15,000.
Right now, about half of the single-family homes for sale in Navarre have already had a price change.
There are about 208 single-family homes for sale in Navarre right now (waterfront excluded). At the current pace, that’s about 3.7 months of supply.
That’s close to the line between a seller’s market and a balanced one. Well-priced homes still sell quickly, but buyers have choices.
What It Means for Sellers
Good Questions
For well-priced single-family homes, yes. In the last three months, 168 homes sold at a median of $447,500, about 99.9% of their final list price, and nearly half went under contract within 30 days. With about 3.7 months of supply, buyers have more choices than in spring, so pricing right from the start matters.
The median sold price for single-family homes in Navarre (32566) was $447,500 over the last three months, not counting waterfront homes. That’s about the same as the three months before, when it was $444,900.
The median home went under contract in about 38 days over the last three months, up from about 29 days in spring. Homes priced right from the start tend to sell much faster.
Not overall. The median sold price held steady at about $447,500. But about 4 in 10 homes that sold had a price change first, with a median cut of $15,000, and about half of today’s listings have already changed their price.
Close to it. The median home sold for about 99.9% of its final list price. Compared with the original asking price, homes that sold in the first 30 days got about 98.5%, while homes that sat four months or more got about 94%.
Based on information from the Emerald Coast Association of REALTORS® MLS for single-family homes in Navarre, FL 32566 that sold July 18–October 16, 2026, compared with April 19–July 17, 2026, excluding waterfront homes. Active listings as of October 16, 2026. Information is deemed reliable but not guaranteed.
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Giving Back
A good community is what makes a house worth coming home to. These are a few of the local organizations I'm proud to support.
Okaloosa and Walton County's domestic violence center, helping survivors find safety and a fresh start. I was proud to sponsor their recent A Walk in Her Shoes event.
Tap to flip back ↻A Fort Walton Beach theatre company teaching students up to 18 to act, sing and find their voice. I'm proud to sponsor and support the arts for kids at Mosaic.
Tap to flip back ↻A nonprofit that educates and connects individuals and families with the information and resources to help them thrive. I'm a proud supporter.
Tap to flip back ↻If you're in Fort Walton Beach and need a hand getting connected, whether it's an organization, a resource or a local who's been through it, text me. Happy to point you in the right direction.