NICOLE MCGOWAN REAL ESTATE

Fort Walton Beach real estate services built around preparation, precision, and thoughtful execution for buyers and sellers alike.

Brokered by Century 21

Buyer Representation

Strategic guidance for home buyers in Fort Walton Beach — from first-time purchases to coastal and relocation moves.

Military & PCS Relocation

Specialized support for VA buyers and military families relocating near Eglin AFB, Hurlburt Field, and the Emerald Coast.

Seller Representation

Pricing strategy, preparation guidance, and negotiation expertise for homeowners ready to sell in Fort Walton Beach.

Coastal & Beach Properties

Condos, townhomes, and homes near Okaloosa Island, Navarre Beach, and Destin — with smart coastal insight.

Home Valuation

Data-backed pricing insight for homeowners considering a move in today’s Fort Walton Beach market.

Our history

Century 21 Wimco Realty, Inc. is part of the globally recognized Century 21 brand, bringing over 50 years of real estate heritage to the Fort Walton Beach community. As a locally rooted brokerage, the office combines national marketing power with deep knowledge of the Emerald Coast and Okaloosa County markets.

 
 

Our principles

As part of Century 21, I’m aligned with a brand built on professionalism, integrity, and delivering an elevated client experience. The focus is on thoughtful guidance, strong market knowledge, and clear communication at every stage of the process. It’s about combining trusted national standards with the personalized care clients deserve here in Fort Walton Beach.

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Happy customers

What My Clients Consistently Appreciate

Clear Numbers. No Guesswork.

I provide estimated net sheets, rough closing figures, and payment projections whenever needed — so you’re never left wondering what your bottom line looks like.

military family in fort walton beach

Multiple Options, Not Just One Path.

In every negotiation, I present layered options — not just A or B. My clients are known for having creative leverage because I don’t limit strategy to a single solution.

Patience Without Pressure.

If you’re not comfortable with e-signatures, I’ll bring the paperwork. If you need time to think, we take it. I adjust to your pace — not the other way around.

I protect the timeline.

I stay ahead of deadlines, coordinate clearly with title, lenders, inspectors, and the other side, and make sure no one’s time is wasted. A smooth closing doesn’t happen by accident — it’s managed carefully.

Strategic Representation

Preparation, Precision, and Protection

Whether buying or selling, preparation makes the difference. For sellers, that means thoughtful pricing and positioning before your home ever hits the market. For buyers, it means writing strong offers backed by analysis — not emotion. My role is to protect your investment while guiding each step with clarity and care.

Local Market Insight

Fort Walton Beach Market Knowledge That Matters

Understanding Fort Walton Beach real estate requires more than reviewing listings. From coastal insurance considerations to neighborhood pricing trends near Eglin AFB and Okaloosa Island, market details can significantly impact both buyers and sellers. I approach every transaction with current data, local awareness, and a clear strategy designed around your specific goals.

Rooted in the Emerald Coast

Serving Fort Walton Beach and the Surrounding Coastal Communities

From Fort Walton Beach to Navarre, Okaloosa Island, and the greater Emerald Coast, this region offers a unique blend of coastal living and community connection. I’m committed to helping clients navigate the area with confidence — whether relocating for military service, purchasing near the beach, or making a long-term investment here.

Land & Listing Specialist in Fort Walton Beach & Defuniak Springs

I specialize in listing land and residential homes throughout Okaloosa, Walton, and Santa Rosa counties. I’m passionate about creating intentional, story-driven moments in my listing photography — because presentation directly impacts buyer engagement. That attention to detail has consistently helped my listings sell in under 90 days.

Family Values & Integrity

Real estate isn’t about flash or chasing commissions for me. It’s about showing up, doing the work, and guiding each client with integrity. I take pride in being available, responsive, and fully invested in your goals — and I’m genuinely grateful for the trust you place in me.

I Chose This Life

I help buyers and sellers navigate the Fort Walton Beach market with strategy, clarity, and strong negotiation. Whether you're purchasing with a VA loan, downsizing, investing, relocating on PCS orders, or preparing to list your home or land, I approach every transaction with focus and commitment.

My Military & VA Buyers Guide

Fort Walton Beach Real Estate Agent Reviews

Jessica Ramirez, Navarre

Buyer

Still on the home search journey, but I had to share already—Nicole is hands down one of best real estate agents in Fort Walton Beach. I’m looking for a home in Navarre and working with her has been such a relief. She's incredibly patient, explains everything clearly, and she's quick to catch details I would’ve missed. If you're military or just need someone who actually cares, she's your girl.

Mark Jaggers, Fort Walton Beach

Seller

"I’ve had many agents in my many years of real estate transactions. And none of them has done as much as Nicole to deliver on getting the house ready for the market and sold. My home sold in less than 30 days after being on the market with another agent for over a year. Highly recommend as a selling agent, andI can’t imagine there’s a better agent to help you buy as well." 

Real Estate Services In Fort Walton Beach

Buying Along the Emerald Coast

Whether you're purchasing in Fort Walton Beach, Niceville, Crestview, Navarre, Shalimar, or DeFuniak Springs, buying here requires more than opening doors. I guide buyers through inspections, insurance considerations, negotiation strategy, and financing coordination so every decision feels informed and steady.

🔗 Explore VA Buyer Strategy →

Selling Your Home or Land

From waterfront homes to rural acreage, I position listings strategically across Okaloosa, Walton, and Santa Rosa counties. With intentional presentation, clear pricing strategy, and strong negotiation, my goal is simple: protect your equity and move you forward confidently.

🔗 See My Seller Strategy →

Military Relocation & VA Loans

Serving military families relocating to Eglin AFB and Hurlburt Field, I help navigate PCS timelines and VA loan requirements with precision and steady communication.

🔗 VA Buyer Resources →

Living in Fort Walton Beach Guide

Thinking about moving to Fort Walton Beach? My free guide breaks down the cost of living, the types of homes available, and everything you need to know to make your relocation smooth.

Living In Fort Walton Beach | Know Before You Move

Nicole McGowan, REALTOR, MRP, SRS
MILITARY RELOCATION PROFESSIONAL
SELLER REPRESENTATIVE SPECIALIST
C: 850.855.6899
1realtornicole@gmail.com
homerunnicole.com

My Office

Century 21 Wimco Realty, Inc.

130 Mary Esther Blvd

Mary Esther/Fort Walton Beach, FL 32569

License Number #3562611

Fort Walton Beach Office

If you need a real estate agent to sell your home in Fort Walton Beach, get in touch with me and let's achieve your goals together.

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