Residential and rural real estate specialist serving Fort Walton Beach and the Emerald Coast. I work with military families relocating near Eglin AFB and Hurlburt Field, as well as homeowners looking to sell strategically and protect their equity. Clear guidance. Strong negotiation. Representation built for real life moves.

Meet Your Fort Walton Beach Buyer & Listing Specialist

Nicole McGowan & Bentley

Welcome!

I'm Nicole, and this is Bentley!

I specialize in listing land and residential homes throughout Okaloosa, Walton, and Santa Rosa counties. I’m passionate about creating intentional, story-driven moments in my listing photography — because presentation directly impacts buyer engagement. That attention to detail has consistently helped my listings sell in under 90 days.

"Real estate isn’t about flash or chasing commissions for me. It’s about showing up, doing the work, and guiding each client with integrity. I take pride in being available, responsive, and fully invested in your goals — and I’m genuinely grateful for the trust you place in me."

"I help buyers and sellers navigate the Fort Walton Beach market with strategy, clarity, and strong negotiation. Whether you're purchasing with a VA loan, relocating on PCS orders, or preparing to list your home or land, I approach every transaction with focus and commitment."

What My Clients Consistently Appreciate

Clear Numbers. No Guesswork.

I provide estimated net sheets, rough closing figures, and payment projections whenever needed — so you’re never left wondering what your bottom line looks like.

military family in fort walton beach

Multiple Options, Not Just One Path.

In every negotiation, I present layered options — not just A or B. My clients are known for having creative leverage because I don’t limit strategy to a single solution.

Patience Without Pressure.

If you’re not comfortable with e-signatures, I’ll bring the paperwork. If you need time to think, we take it. I adjust to your pace — not the other way around.

I protect the timeline.

I stay ahead of deadlines, coordinate clearly with title, lenders, inspectors, and the other side, and make sure no one’s time is wasted. A smooth closing doesn’t happen by accident — it’s managed carefully.

Jessica Ramirez, Navarre

Buyer

"With our PCS timeline… evenings, weekends, walked us through every step, respected what we wanted — we always felt heard."

Mark Jaggers, Fort Walton Beach

Seller

"I’ve had many agents in my many years of real estate transactions. And none of them has done as much as Nicole to deliver on getting the house ready for the market and sold. My home sold in less than 30 days after being on the market with another agent for over a year. Highly recommend as a selling agent, andI can’t imagine there’s a better agent to help you buy as well." 

My Services

Buying Along the Emerald Coast

Whether you're purchasing in Fort Walton Beach, Niceville, Crestview, Navarre, Shalimar, or DeFuniak Springs, buying here requires more than opening doors. I guide buyers through inspections, insurance considerations, negotiation strategy, and financing coordination so every decision feels informed and steady.

🔗 Explore VA Buyer Strategy →

Selling Your Home or Land

From waterfront properties to rural acreage, I position listings strategically across Okaloosa, Walton, and Santa Rosa counties. With intentional presentation, clear pricing strategy, and strong negotiation, my goal is simple: protect your equity and move you forward confidently.

🔗 See My Seller Strategy →

Military Relocation & VA Loans

PCS timelines can be tight — and VA loans require precise handling. I work closely with military families relocating to Eglin AFB, Hurlburt Field, and 7th SFG, helping you navigate inspections, appraisals, and contract strategy with clarity and calm.

🔗 VA Buyer Resources →

Nicole McGowan, REALTOR, MRP, SRS
C: 850.855.6899
1realtornicole@gmail.com
homerunnicole.com

My Office

Century 21 Wimco Realty, Inc.

130 Mary Esther Blvd

Mary Esther/Fort Walton Beach, FL 32569

License Number #3562611